LIU’s Workplace Protect will not only help companies to meet their obligations under the Act, it will support a company’s risk management and prevention efforts and offer greater financial protection for employees in the event of a work-related injury.

LIU will also work closely with the Workplace Safety and Health Council to raise the safety management capabilities of companies taking up Workplace Protect through the Council programme bizSAFE. 

Elaborating on this is Ben Hissey, Principal Officer at Liberty International Underwriters, “Businesses can use Workplace Protect to do more to protect their workers against workplace injury.  LIU will also encourage companies on Workplace Protect to join bizSAFE to enhance its safety management.  We are also working with quality safety management specialists to help us evaluate the risk management strategies of each of our insured businesses.  LIU then works with each of its Workplace Protect clients to help create a safer operating environment to help keep workers from harm.”

Mr. Hissey continued, “Providing extended workplace injury benefits can reduce the need for workers to resort to common law claims, which can then reduce or possibly eliminate the company time and cost in dealing with those claims.  It also helps workers focus on their medical improvement and return to work, resulting in a better outcome for both workers and employers.” 

“Workplace Protect offers a higher level of benefits than what injured employees receive under statute, promoting better care for them and their families,” says Mr. Hissey. 

LIU’s Workplace Protect benefits include:

• Full pay for up to 30 days outpatient leave (16 days more than the statutory requirement);
• Full pay for up to 120 days hospital leave (compared to 60 days under statute), and;
• Four times the statutory cap in medical costs and expenses within one year of the accident. 

“With over 11,000 workplace injuries in Singapore in 2008 alone, employers who are seen to be proactive about workplace safety and who can show they care about the welfare of their employees, will be one step ahead of their competitors,” says Mr. Hissey.

“Investing in quality risk management strategies makes good business sense. LIU understands the importance of workplace safety and health.  As a bizSAFE Partner, we can work with businesses to improve their risk strategies as they strive to reduce and eliminate the number of injuries in Singapore workplaces.” Mr. Hissey said.